Building wealth, passing it on.

Homeownership is an essential component of financial stability, economic growth, and community preservation. It’s also one of the most effective ways to create wealth for the next generation. But the process can feel intentionally complicated and frustrating. WORTH RVA is here to help you get the guidance and support you need to streamline the process.

Every journey to home ownership is unique.

Just Getting Started.

The right information can help you decide on the best path forward.

On the Home Search.

Getting all of your resources lined up makes the process easier.

Ready to Purchase.

You need support with the finish line in sight.

Current Homeowner.

Protecting your most important asset is key.

Just Getting Started.

Before you begin the home-buying process, it helps to gather some basic information upfront that you’ll need to provide to Realtors and Lenders once the process gets underway. Use this checklist to save you some time. While you may need to provide other information, this is will give you a good head start.

1. Personal information.

A government-issued ID, such as a driver’s license or military ID
Current residence and addresses for the past 2 years
Years of education completed

2. Employment.

Contact information and dates of employment for the last 2 years
Recent pay stubs
2 years of W2 tax forms

3. Other income.

2 months of bank statements
2 months of investment or retirement account statements

4. Outstanding debt.

This includes items like credit cards, student loans, car loans, etc.
Your credit report will also be pulled, so it’s a good idea to have documentation for any mishaps or outdated information

Learning about homeownership.

Find a housing counselor

Income chart

Not ready for homeownership?